Serving Stone Harbor
Wealth management for Stone Harbor families
Stone Harbor is where a lot of southern New Jersey families end up spending their summers, and increasingly their retirements. We help with the money decisions that come with both.
In short
MTP Private Wealth at Farther advises Stone Harbor homeowners, retirees, and families on financial planning, investments, tax strategy, and estate coordination from an office in Marlton, New Jersey. The questions we hear most from Stone Harbor concern the house itself: whether to sell it, how to pass it on, and how to pay for a retirement spent there.
Who we meet from Stone Harbor
The people who tend to call us from here
Not a boundary, and not a checklist. If one of these sounds like you, the first conversation is the place to find out whether we are the right firm.
- Couples deciding whether to sell the house up north and make Stone Harbor home.
- Retirees drawing from a portfolio for the first time, and finding that the withdrawal order matters as much as the saving did.
- Owners of businesses in Philadelphia or the Camden and Burlington County suburbs who are here every weekend from May to September.
- Families where the parents own the house, the children use it, and nobody has said out loud what happens next.
Working with Stone Harbor
What Stone Harbor tends to bring us
A Stone Harbor house is usually the largest single asset a family owns that produces no income, and it is often the one with the strongest feelings attached. Whether to keep it, how to title it, what a sale would cost in tax, and whether a rental year makes sense are decisions that reach into the estate plan, the income plan, and the tax return all at once. Getting them wrong is expensive, and it is avoidable.
We are based in Marlton, about an hour and forty-five minutes up the Parkway. Roughly one in five of the people we work with has a place at the shore, so the questions that come with one are familiar, and most of that work runs by phone and video.
Getting to us
- From Stone Harbor
- About an hour and forty-five minutes to the office at 270 North Elmwood Road, Suite H-160, Marlton, NJ 08053.
- How we meet
- A first conversation is half an hour by phone or video. The Marlton office is there whenever you would rather meet in person.
- ZIP code
- 08247
- Call
- 856-988-6664
Nearby
Two practices, one firm
What we do for Stone Harbor
For individuals and families
Private Wealth
Financial planning, portfolio management, tax strategy, and estate coordination for families whose finances have outgrown a simple answer. Coordinated with your accountant and attorney rather than around them.
For employers and nonprofits
Retirement Plans
Fiduciary support, fee benchmarking, and investment oversight for 401(k), cash balance, SIMPLE, SEP, and 403(b) plans, on whichever platform serves the plan. For nonprofits, the organization’s own reserves and endowment as well.
Common questions
Questions we hear from Stone Harbor
Yes. A growing share of the people we meet from Stone Harbor live there full time, and the planning questions change once the house is home: residency, state taxes, income from the portfolio, and what happens to the property eventually.
That is a planning question with a tax answer, an estate answer, and a lifestyle answer, and they do not always agree. We model the options with your accountant, including the exclusion on a primary residence and how a change of residence affects state taxes, and you decide with the numbers in front of you.
As often as you want to. Most of the relationship runs by phone and video, which is how a lot of our shore clients prefer it, and the Marlton office is there for the conversations that are better in person.
Next step
Start the conversation from Stone Harbor
The first conversation is half an hour and costs nothing. If your situation is not a fit for this firm, we will tell you and suggest where to look.